Black Therapists That Accept Insurance
From Philly to Erie—Female Black therapists who truly understand and accept insurance.
Looking for a Female Black Therapist Near You That Accepts Insurance?
At Melanated Women’s Health, we believe healing is even more powerful when you’re sitting across from someone who truly understands you. Someone who shares your cultural background, sees your full experience, and knows firsthand what it’s like to navigate the world as a Black woman.
When you find a therapist who gets it — and who accepts your insurance — you’re not just accessing care; you’re stepping into a space where you are fully seen, heard, and supported without added financial stress.
If you’ve been searching for a “Black female therapist near me” who accepts insurance, you’re in the right place. Your healing journey can start here — and you don’t have to walk it alone.
You don’t have to hold it all together on your own. Let us hold some of it with you.
Why Choose One Of Our Therapists?
At Melanated Women’s Health, we make it easier for you to access the care you deserve by accepting insurance. We believe therapy should be culturally responsive, anti-oppressive — and financially accessible. You shouldn’t have to choose between getting support and managing the cost.
Whether you’re dealing with anxiety, burnout, trauma, or just trying to hold it all together while showing up for everyone else — this space is for you. Our team is made up of Black women and gender-expansive therapists who look like you, listen like you need, and show up with care that’s rooted in shared experience.
We offer virtual therapy across Pennsylvania, so no matter where you are, compassionate support is just a call or click away. With therapists who understand your lived experience — and who accept your insurance — your healing journey can start without added financial stress.
You’re not too far from being fully seen, fully supported, and fully cared for.
Our therapists support in navigating:
Anxiety, stress, and emotional overwhelm
Racial trauma and microaggressions
Self-worth and identity struggles
Relationships, boundaries, and family dynamics
Depression, grief, and burnout
Life transitions, career stress, and motherhood
FAQs About Therapy, Insurance, and Finding the Right Fit
How do I find out if a therapist is covered by my insurance?
The easiest way is to either check your insurance provider’s online directory or call the number on the back of your insurance card. You can also ask the therapist’s office directly — most will verify your benefits for you before your first session.
Is it okay to ask for a Black therapist?
Absolutely. It’s important to feel safe, seen, and understood in therapy. Asking for a therapist who shares your cultural background, identity, or lived experiences is not only okay — it’s encouraged if that’s what you need to fully show up for your healing.
Can therapy be covered by insurance?
Yes! Many therapists accept insurance, which can make mental health care more accessible and affordable. At Melanated Women’s Health, we work with several insurance providers to help ease the financial barrier to care.
How do I find a therapist who accepts my insurance?
You have a few options:
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Contact your insurance company and ask for a list of in-network therapists.
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Use therapist directories (like Psychology Today) where you can filter by insurance, race/ethnicity, gender, and specialties.
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Reach out directly to practices like ours — we’ll walk you through verifying your insurance and matching you with a therapist who meets your needs.
Meet Our Therapists
Nicola Pierre-Smith, LPC
Psalm McDaniels, LCSW
Florence Mungo, LPC
Catriana Pineiro, LAPC
Stephanie Garvin, LPC
Amy Huang, LAPC
Get Started Today
Improve Your Mental Wellbeing and Find Peace in Everyday Life With Help From Qualified Black Therapists & Therapists of Color
